What type of inspection does the survey include, and what type of reporting format is used? In Florida, certified and accredited marine and maritime surveyors should provide you with a professionally prepared report that can be accepted by banks and insurance companies.

Do they use ABYC, NFPA, IMO Code of Federal Regulations, and USCG Standards in their surveys? How much will the survey cost? How long will it take? A thorough inspection cannot be rushed. The time it takes will depend upon the type of survey required and the size, equipment, and onboard systems involved.

Marine surveys can include engine surveys, oil analysis, galvanic and stray current corrosion testing, ultrasonic testing, moisture testing, as well as other nondestructive tests. Ask what additional charges could be incurred for these and any other services.

Well conducted marine surveys on yachts and vessels provide solid information about a vessel’s condition, but they are not guarantees. Marine surveyors can only report the condition of the areas that are accessible to them at the time of the inspection.

A prospective buyer needs to know the condition and fair market value of the vessel before purchasing it. Most insurance companies and banks require a current survey on older vessels in order to underwrite/finance the vessel. Finally, the most important reason to survey a vessel is to ensure the safety of its passengers and crew.